Car Loans Bad Credit

Drivers Lane™ is a premier national bad credit car loans service. Since 1999, we've arranged over a billion dollars in automobile financing for people with very bad credit.
Automobile Financing for People with
Bad Credit Auto Loans  Bad Credit No Credit Auto Loans  No Credit
Bankruptcy Automobile Financing  Bankruptcy Buy a Car with No Money Down  No Money Down

Bad Car Credit Finance A Loan

We provide simple, non-threatening car loans for bad credit, first time buyers, people with no credit score, no money down, repossession, and even after bankruptcy, we also provide bad credit no credit car loans. The fact is that we can overcome most bad credit problems. We work only with the most trustworthy auto dealers to ensure that each applicant gets the right automobile loan based on their credit history.



Here's How the Drivers Lane Loan Process Works
Enter Your Location
Enter your location
Select your country and enter your zip code to begin the application.
Submit Application
Complete the car loan application
Fill out the one-page car loan application form with your information.
Discuss Options
Talk to an Expert
A specialist will contact you and go over your financing options.
Close Your Loan
Close your Loan
Once loan options are determined, pick your car and close the loan.

Country
Zip Code
 
 



Drivers Lane is not a direct car loan lender or a buy here pay here dealer. We don't refinance existing cars or assist with bad credit car loans for purchases from private parties or non-affiliated dealers. All auto loan applications are processed by our extensive network of leading area auto dealers and their bad credit automobile financing companies. View our Frequently Asked Questions to learn more about our service.

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In addition to helping people get car loans for bad credit, Drivers Lane offers a wide variety of useful tools and resources to help you every step of the way when looking to buy a new or used cars. Feel free to browse through our Terminology section and vast array of financial articles. Use our free finance calculators to estimate how much you can afford, what your payments could be, and a variety of other facets regarding financing. Visit the New / Used vehicle sections and get a price quote on any new automobile or search for used automobiles nationwide. To see if our service is available in your area visit our dealers section.


Our Bad Car Credit Loan Service vs. Conventional Auto Loan?

DriversLane Dealer
  • Hassle-free applicatin process: Complete the free application in moments from the comfort of your home to get pre-qualified.
  • Bad credit financing: Our dealers work with lenders who specialize in funding loans for applicants with credit problems, including bankruptcy and repossession.
  • Outstanding customer service: It is our goal that you drive away happy. Our friendly dealer associates are eager to help you.
Conventional Dealer
  • You may have to drive from dealership to dealership, applying for financing at each one, accumulating multiple credit report inquiries.
  • Limited funding capabilities: Conventional dealers work with conventional lenders, who often do not want to deal with applicants who have credit issues.
  • High pressure sales atmosphere: Old-fashioned dealerships are worrying more about their bottom line than your satisfaction.
 
Bad Credit Car Loans
Basic Financing Requirements
  • At least one year at the same employer for those with no credit rating.
  • At least two years of employment history for those with some kind of credit history.
  • Minimum monthly gross income of $1500.00.
  • Money down may be required, but is not necessary in every case.
  • No repossession within the last 12 months unless included in a bankruptcy.
  • No motorcycle or private party purchases.
  • Must reside in the United States or Canada.
I meet these guidelines,
Skip to the application.
Customer Testimonial
"The price was fair and I was treated with honesty and kind-
ness by both the dealer and Drivers Lane. This
was a good exper-
ience and I have
recommended it to
others. Thank you."
Jacob R.
Auto Loan Terminology
Forced Placed Insurance
If a lender discovers that there is no insurance covering your automobile, it will take out a special policy to cover it's loan. This kind of insurance is expensive and it only covers the collateral. The lender will then add the premium costs of the new policy to your loan.
View all terminology
Frequently Asked Questions
Can I use my trade for a down payment?
Yes! You may use a trade as your down payment. If there is a lien on the trade vehicle, however, additional cash may be required in addition to the trade in.
View all FAQs
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