Car Loans Bad Credit

Drivers Lane™ is a premier national bad credit car loans service. Since 1999, we've arranged over a billion dollars in automobile financing for people with very bad credit.
Automobile Financing for People with
Bad Credit Auto Loans  Bad Credit No Credit Auto Loans  No Credit
Bankruptcy Automobile Financing  Bankruptcy Buy a Car with No Money Down  No Money Down

Bad Car Credit Finance A Loan

We provide simple, non-threatening car loans for bad credit, first time buyers, people with no credit score, no money down, repossession, and even after bankruptcy. The fact is that we can overcome most bad credit problems. We work only with the most trustworthy auto dealers to ensure that each applicant gets the right automobile loan based on their credit history.



Here's How the Drivers Lane Loan Process Works
Enter Your Location
Enter your location
Select your country and enter your zip code to begin the application.
Submit Application
Complete the car loan application
Fill out the one-page car loan application form with your information.
Discuss Options
Talk to an Expert
A specialist will contact you and go over your financing options.
Close Your Loan
Close your Loan
Once loan options are determined, pick your car and close the loan.

Country
Zip Code
 
 



Drivers Lane is not a direct car loan lender or a buy here pay here dealer. We don't refinance existing cars or assist with bad credit car loans for purchases from private parties or non-affiliated dealers. All auto loan applications are processed by our extensive network of leading area auto dealers and their bad credit automobile financing companies. View our Frequently Asked Questions to learn more about our service.

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In addition to helping people get car loans for bad credit, Drivers Lane offers a wide variety of useful tools and resources to help you every step of the way when looking to buy a new or used cars. Feel free to browse through our Terminology section and vast array of financial articles. Use our free finance calculators to estimate how much you can afford, what your payments could be, and a variety of other facets regarding financing. Visit the New / Used vehicle sections and get a price quote on any new automobile or search for used automobiles nationwide. To see if our service is available in your area visit our dealers section.


Our Bad Car Credit Loan Service vs. Conventional Auto Loan?

DriversLane Dealer
  • Hassle-free applicatin process: Complete the free application in moments from the comfort of your home to get pre-qualified.
  • Bad credit financing: Our dealers work with lenders who specialize in funding loans for applicants with credit problems, including bankruptcy and repossession.
  • Outstanding customer service: It is our goal that you drive away happy. Our friendly dealer associates are eager to help you.
Conventional Dealer
  • You may have to drive from dealership to dealership, applying for financing at each one, accumulating multiple credit report inquiries.
  • Limited funding capabilities: Conventional dealers work with conventional lenders, who often do not want to deal with applicants who have credit issues.
  • High pressure sales atmosphere: Old-fashioned dealerships are worrying more about their bottom line than your satisfaction.
 
Bad Credit Car Loans
Basic Financing Requirements
  • At least one year at the same employer for those with no credit rating.
  • At least two years of employment history for those with some kind of credit history.
  • Minimum monthly gross income of $1500.00.
  • Money down may be required, but is not necessary in every case.
  • No repossession within the last 12 months unless included in a bankruptcy.
  • No motorcycle or private party purchases.
  • Must reside in the United States or Canada.
I meet these guidelines,
Skip to the application.
Customer Testimonial
"Drivers Lane
went way out
to help us. We
got very excel-
lent treatment
from Drivers Lane.
Thank you!"
Roy F.
Auto Loan Terminology
Minimum Money Down
Few lenders will approve an auto loan for someone with bad credit without money down. Lenders vary on acceptable forms of down payment.
View all terminology
Frequently Asked Questions
I've been turned down before. How can Drivers Lane help?
Drivers Lane dealers use state of the art technology that evaluates your credit profile, available inventory, income, as well as debt factors. Our process ensures that each application has the best possibility of approval prior to submission.
View all FAQs
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